Category Archives: Cash Flow Management

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Tinstaafl Theory

Tinstaafl Theory. Don’t you just love the word free?  It’s certainly a word that is often used in marketing phrases like: Buy one, get one free Free trial Free download Free shipping Free sample Free estimate Free gift with purchase Free demonstration Free consultation Another simple but powerful word is […]

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Income & Expenses

Income & Expenses. Years ago, a successful business owner told me “what’s important in life is not how much money you make, but rather how much you keep”.  Being in my twenties and just getting started in life, I thought to myself “that is easy for you to say”.  Thirty […]

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Cash or Credit

Cash or Credit. Will that be cash or credit? It has been a long time since anyone has asked me if I was paying cash or credit. Yesterday’s cash and credit has been replaced with today’s debit or credit. Therefore while today I may be walking around with very few […]

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Budgeting & Forecasting

Budgeting & Forecasting. Let me start by asking this question. If you don’t know where you are going, then how will you ever get there? In the context of money, budgeting and forecasting is where the rubber meets the road. This is the single most important issue because it deals […]

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